Coverage provided through non-admitted insurers. Products are not covered by state guaranty funds.
Specialized coverage for medical spas, aesthetics clinics, and wellness centers in Arizona. Protect your practice from the unique risks of aesthetic medicine.
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+1 (626) 778-2586The reality in Arizona
Botox, fillers, laser treatments—these aren't facials. Complications happen, and malpractice claims in aesthetics are skyrocketing.
Even perfect procedures can leave clients unhappy. "That's not what I wanted" becomes a lawsuit when expectations don't match outcomes.
Medical oversight requirements vary by state. Operating without proper licensing or insurance can mean criminal liability, not just civil.
"We specialize in med spa & aesthetics insurance because we understand your industry. Let us protect what you've built."
Comprehensive protection tailored to your industry's unique risks.
Covers claims from treatment complications
Protects against slip-and-falls and property damage
Covers reactions to injectables and skincare products
Protects your equipment, lasers, and facility
Covers patient data breaches and HIPAA violations
Coverage for your medical and admin staff
Common questions
These are general considerations, not a description of a specific policy. Coverage depends on the issued forms, endorsements, limits, exclusions, and applicable law.
Med Spa insurance is a commercial insurance program built around the risks of a med spa business. It may combine several policies or endorsements rather than relying on one standardized product.
Common options include General Liability, Commercial Auto, Workers Comp, Property. The appropriate combination depends on the company’s actual operations, employees, property, vehicles, contracts, and the exclusions in each policy.
Cost depends on factors such as revenue, payroll, location, services, property values, vehicles, limits, deductibles, and claims history. An insurer must review the individual business before providing a reliable premium.
The application should accurately describe third-party injuries, property damage, employees, vehicles, equipment, professional services, and contractual requirements. Undisclosed or incorrectly described operations can affect eligibility, pricing, and how a policy responds to a claim.
A broker commonly needs the legal business name, address, services, annual revenue, payroll, employee count, property or equipment values, vehicle and driver details, prior losses, current policies, desired limits, and requested effective date.
No. Coverage depends on the issued policy’s terms, limits, deductibles, exclusions, conditions, and the facts of the loss. Panta can help compare and explain available options, but the insurer issues the policy and determines claim coverage.
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