Coverage provided through non-admitted insurers. Products are not covered by state guaranty funds. CA Surplus Lines Broker License #4512382
Specialized coverage for med spas, Botox clinics, and aesthetic practices. We insure the procedures that fall between beauty and medicine—where most carriers won't go.
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+1 (626) 778-2586
The reality
Too medical for a beauty salon policy. Not medical enough for full malpractice. Botox, fillers, laser treatments, and IV therapy live in a gray zone that standard carriers don't understand—and won't cover.
A client doesn't like their lip filler results. A laser treatment causes hyperpigmentation. An IV drip has a bad reaction. Even when you do everything right, unhappy clients sue. Professional liability isn't optional—it's survival.
A single laser machine can run six figures. IPL devices, body contouring equipment, cryotherapy chambers—your equipment investment is massive. Standard property coverage doesn't come close to replacement value.
"We place med spas and aesthetics practices every week. We know which carriers understand the industry—and which ones will deny claims over procedure technicalities."
From Botox to body contouring, we've got your practice covered.
Covers malpractice claims from Botox, fillers, and aesthetic procedures
Protection for slips, falls, and property damage at your facility
Covers reactions to skincare products, injectables, and treatments
Protects lasers, IPL machines, and aesthetic devices
Coverage for estheticians, nurses, and front desk staff
Protects patient records and handles data breach response
Specialized coverage for aesthetics and wellness
Quick form or call us directly
Access to 100+ A-rated carriers
Coverage as soon as today
Call us now or fill out the form above - we'll call you within 1 hour.
Call +1 (626) 778-2586