Coverage provided through non-admitted insurers. Products are not covered by state guaranty funds.

Skip to main content
Y
Backed by Y Combinator
Crypto-Native Coverage

Insurance Built For Bitcoin ATM Operators.

The first brokers who actually understand crypto compliance. We place BTM operators with carriers that won't run at the first mention of digital assets.

Bitcoin ATM OperatorsCrypto Kiosk NetworksMulti-Coin BTMsTwo-Way Bitcoin Machines
Multiple Carrier Options
MSB Compliant Carriers
Direct Broker Follow-Up

Get Your Bitcoin ATM Insurance Quote

Tell us what you need and where you're located.

Prefer to talk? Call us directly

+1 (626) 778-2586

// The reality

You're running a cash business
in an industry most insurers won't touch.

01

Carriers ghost you when they hear "cryptocurrency."

Most insurers have blanket exclusions for anything crypto-related. They don't understand MSB licensing, FinCEN requirements, or state money transmitter laws. One mention of Bitcoin and your application goes straight to the decline pile. We work with the handful of carriers who actually underwrite this space.

02

Your cyber exposure is massive—and unique.

Wallet vulnerabilities, hot wallet breaches, network intrusions, social engineering attacks on customers. Traditional cyber policies weren't written for cryptocurrency operations. You need coverage that understands digital asset risks, not boilerplate cyber liability designed for e-commerce sites.

03

Regulators are circling—and defense costs add up fast.

FinCEN audits, state attorney general investigations, BSA/AML compliance reviews. Even when you're doing everything right, defending your compliance status costs serious money. Regulatory defense coverage isn't optional in this industry—it's survival.

"We've placed Bitcoin ATM operators from single-kiosk startups to nationwide networks. We know which carriers will actually underwrite crypto—and which ones will just waste your time."

Coverage We Place for BTM Operators

From single kiosks to multi-state networks, we've got your crypto business protected.

Cyber Liability

Covers data breaches, wallet compromises, and network intrusion incidents

Crime & Theft Coverage

Protects against physical theft, robbery, and cryptocurrency fraud

Equipment Breakdown

Covers hardware failure, software corruption, and component malfunction

General Liability

Covers bodily injury and property damage at BTM locations

Regulatory Defense

Covers legal costs from state and federal compliance investigations

Business Interruption

Compensates for lost revenue when machines are offline or networks fail

Bitcoin ATM Businesses We Insure

Specialized coverage for every type of crypto kiosk operation

Bitcoin ATM Operators
Crypto Kiosk Networks
Multi-Coin BTMs
Two-Way Bitcoin Machines
Bitcoin Teller Services
White-Label BTM Programs
Retail Crypto Kiosks
Mobile Bitcoin ATMs

Common questions

Bitcoin ATM insurance FAQ

These are general considerations, not a description of a specific policy. Coverage depends on the issued forms, endorsements, limits, exclusions, and applicable law.

What is bitcoin atm insurance?

Bitcoin ATM insurance is a commercial insurance program built around the risks of a bitcoin atm business. It may combine several policies or endorsements rather than relying on one standardized product.

What coverage should a bitcoin atm business consider?

Common options include Cyber Liability, Crime & Theft, General Liability, Regulatory Defense. The appropriate combination depends on the company’s actual operations, employees, property, vehicles, contracts, and the exclusions in each policy.

How much does bitcoin atm insurance cost?

Cost depends on factors such as revenue, payroll, location, services, property values, vehicles, limits, deductibles, and claims history. An insurer must review the individual business before providing a reliable premium.

What risks should a bitcoin atm business disclose?

The application should accurately describe third-party injuries, property damage, employees, vehicles, equipment, professional services, and contractual requirements. Undisclosed or incorrectly described operations can affect eligibility, pricing, and how a policy responds to a claim.

What information is needed for a bitcoin atm insurance quote?

A broker commonly needs the legal business name, address, services, annual revenue, payroll, employee count, property or equipment values, vehicle and driver details, prior losses, current policies, desired limits, and requested effective date.

Can Panta guarantee coverage for a bitcoin atm claim?

No. Coverage depends on the issued policy’s terms, limits, deductibles, exclusions, conditions, and the facts of the loss. Panta can help compare and explain available options, but the insurer issues the policy and determines claim coverage.

1

Tell us about your business

Quick form or call us directly

2

We review coverage options

Access to A-rated carrier options

3

Get insured fast

Review available coverage options

Y
Backed by Y Combinator
Multiple carrier options
A-rated carrier options
Direct broker follow-up

Ready to protect your Bitcoin ATM business?

Call us now or fill out the form above - we'll call you within 1 hour.

Call +1 (626) 778-2586